LIFE INSURANCELife Cover
A cost effective way to protect your family and assets, Life
Cover provides a lump sum payment on death or the diagnosis of a
terminal illness – providing peace of mind
for you and money for your family when they need it most. While
no amount of money can replace a loved one, Life Cover can help
provide the family's surviving members with financial security
at a time when they are most vulnerable.
How much Life Cover do I need?
There are many factors that determine the level of cover you
require and a practical consideration of the real implications
of death or disablement needs to be undertaken. Issues such as
relief of debt, funeral or medical expenses, education costs and
future income needs must be considered. Realisable assets and
existing cover whether that be inside or outside super, also
needs to be explored.
Why do I need an Insure Life Financial Planner?
You can purchase Insurance directly from an Insurer or via the
services of a Financial Planner. Our Financial Planners are not
employed by the insurer’s therefore they are able to assist you
in obtaining the best deal. In addition to saving you money on
the premiums a Financial Planner will also advise you on the
most suitable product for your needs – instead of trying to
research the many products that are available yourself, you will
receive quality professional advice at no cost!

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